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0 tracked cards Supplemental - Not MEE July 2026

A secured party's interest attached to equipment on January 1 but was not perfected. On February 1, a judgment creditor became a lien creditor by levy on the same equipment.
Who generally has priority?

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The unperfected secured party has priority if it made a good-faith loan. The lien creditor generally has priority over the unperfected security interest. The lien creditor loses because judgment creditors are excluded from Article 9. The debtor decides whether the lien creditor or secured party is paid first.

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